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Fixed Rate Mortgages
Fixed rate mortgages means that your interest rate and monthly loan payments remain the same for the life of your loan. This option is preferred if you plan for long-term and don't like taking risks. The advantages of this mortgage is that the rate for the term is guaranteed. You are protected from rising interest rates. You are guaranteed to pay fixed monthly payments. You should take this mortgage into consideration if your income is consistent and reliable.
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