Recognizing that no two clients or scenarios are the same, Fairway Independent Mortgage Corporation has worked to ensure that we have a variety of programs and products to fit even the most unique of situations.

Below please find a list of some of the scenarios that we are able to assist with:

  • Properties with over 20 acres
  • Borrowers that have alimony deducted from income
  • Borrowers with asset depletion both related to employment and not
  • A bank statement program
  • Cash out equaling $500,000
  • Cash out for a loan with 85% LTV and above
  • Condotels
  • Co-ops
  • Delegated products
  • A product for foreign national borrowers
  • High DTI options
  • High LTV options
  • Interest only loans for conforming loan amounts
  • Borrowers who have been self-employed for less than two years
  • A non-occupant co-borrower with blended ratios
  • Products for non-permanent residents (must have a social security number as well as U.S. credit and tax returns)
  • Payment shock
  • Restricted Stock Units
  • A program for self-employed borrowers that allows one-year of tax returns
  • A program for self-employed borrowers that uses Freddie Mac calculations with no liquidity test
  • A program that allows for an unlimited number of investment financed properties
  • A program that uses the higher wage earner’s credit score
  • 15/1 ARMs
  • Non-warrantable condos

Please let us know if you have any questions or if we can help you with any of your mortgage needs.