We’re proud to highlight our Dream Makers Grant Program, a down payment assistance program for first-time homebuyers; designed to assist borrowers serving our national security, who may be unable to afford a mortgage due to high upfront costs.

Some of the key features of the program include:

  • The grant will match the borrower’s contribution 2-to-1, up to $5,000
  • The borrower must contribute a minimum of $500
  • The grant must be used to cover down payment and closing costs

Program Requirements:

  • Active duty, reserve, National Guard or veteran
  • First-time homebuyer or borrower that has not owned in the last three years or lost their home through divorce or disaster
  • Gross annual income of all applicants used to qualify cannot exceed 80% of the area median income
  • Conventional, FHA, and VA loans
  • 30-year fixed-rate with a maximum loan-to-value of 97%
  • Purchase, primary residence transactions only
  • Single-family properties, townhomes and condominiums allowed

*Subject to program eligibility requirements